Financial report

A comprehensive inventory is always the foundation to the way in which Struijs Personal Finance operates: a financial analysis in which all information now available is mapped out. This is done in close consultation with your accountant, insurance adviser and other relevant parties.

Only once we have obtained a proper picture of your situation, and have carefully set out all of your wishes and requirements, do we provide specific advice in which we concentrate on the following areas:

Income Management. This involves your total financial, tax and legal management, both personal and business. For example, the consequences might be put forward concerning retirement, early retirement, incapacity for work and death.

Asset management. This involves us looking at the best way for you to manage your assets. This leads to matters for discussion, such as: Do you need a risk profile? How should savings and investments be combined? Where can the assets and pension be best accumulated, privately or in the company?

Estate management. This involves us advising you about wills, matrimonial property law and the Inheritance Tax Act. Matters that come up for discussion include transferring the company to your children, or the question of how to ensure that your assets go to your children or partner in the event of your death and not to the tax office.

If the financial plan receives your approval, you can engage our services on the basis of a Personal Finance Subscription. The principle underlying this is that information is constantly subject to change. The various data must be considered and adjusted again every year, not only because of new legislation or regulations and changing family or business circumstances, but also because of new perspectives and views. You can choose from the various management options with regard to all of this, including the handling of your tax affairs and a two-yearly update to the financial plan.